All your banks,
in one place.
The personal-finance app that turns the bank SMS you already get into a clear, organized view of your money — automatic, offline, and private.
Your money is scattered — and tracking it is a chore.
Most people juggle a bank app, Telebirr, M-Pesa, maybe two more accounts, and cash. No single view. Every SMS is a receipt you forget. Overspend is a surprise you find out too late.
Money in 5+ places
One live dashboard
Manual logging
Auto from every SMS
Surprise overspend
Live budgets + alerts
Reconciliation chaos
Verifiable records
Hover / tap a card to flip.
A cash economy is going digital — fast.
Mobile money and bank apps have reached tens of millions, and the value flowing through them is now measured in trillions. The rails are here — what's missing is a layer that makes sense of it all.
Figures: Google Play installs (Addis Insight, Sept 2025); Telebirr users & cumulative / annual transaction value (Ethio Telecom & Addis Insight, 2025).
Totals reads your bank SMS and organizes your money for you.
Every message from every bank, parsed the moment it arrives — turned into balances, budgets, and insights. All on your phone.
“It reads your bank SMS and turns them into a clear, organized view of your money — across all your banks, in one place.” — totals.detached.space
SMS in. Organized money out.
- 100% offline — data stays on your phone (on-device SQLite). No servers, no cloud by default.
- No sign-up — open the app and go. Biometric lock; amounts hidden by default.
One phone. The first-run story.
On the mirrored phone, Sara sets up her first budget and logs her first expense — the core loop, in under a minute. Tap a step (or Play) to preview it here.
Run of show — Device 1 · Android (Sara)
~60s- Home → tap ExpenseAdd a cash coffee — show it land in “Today”.
- Budget tab → + Add BudgetCreate a “Needs” monthly budget: Groceries · Rent · Transport.
- Home → How did I get here?Show the running story of the balance + the Insight card.
7 banks and wallets, one dashboard.
Totals unifies bank accounts and mobile money into a single balance — then scores your financial health and shows where the money went.
Shared budgeting, settled automatically.
Split rent, a trip, or a household with anyone. Because splits link to real bank transactions, balances settle themselves — and everyone sees the same truth.
Splitwise made you log every expense by hand. Totals already has them — from your bank.
The household that splits itself.
- Sara Budget → “Eating out” over budgetThe out-of-budget alert fires.
- Sara Shared → New → invite DawitShares the household budget. Dawit joins →
- Dawit Shared → Join → codeCo-owns the budget; sees Sara's spend live.
- Dawit Add a shared grocery expenseReflects on Sara's phone instantly.
- Liya Shared → Join via QRJoins only the rent + utilities split. Liya joins →
- Liya Settle her share“You're settled up — everything is even.” — the wow.
One app, tailored to you.
See everything, spend intentionally.
Auto-tracking across every bank, a health score, and budgets that warn you before payday disappears.
Share a home budget, keep it fair.
Co-own budgets, get the same alerts, and settle without the awkward “who paid for what” conversation.
Rent, bills, groceries — split cleanly.
Join a group with a code or QR, split only what you share, and always know who owes whom.
Business cash, finally organized.
Tag business transactions, reconcile across accounts, and export for the books — the on-ramp to Totals Business.
Live, loved, and building.
Source: Google Play Console KPI trends, 28 days to Jul 21 2026 — 1.06K installs (+224), 739 active devices (+21%), 755 audience (+26%). GitHub: 262 stars, MIT.
Free app as the wedge. Two engines behind it.
The consumer app builds trust and distribution at zero marginal cost. Revenue comes from where the real pain — and volume — lives.
Totals · Consumer
Free & open-source. The trust-builder and top of funnel into everything below.
Growth engineTotals Business
A simple mobile-first ERP for restaurants, cafés, hotels, pharmacies & shops drowning in receipt photos and handwritten reconciliation. Tip splits, verification, exports.
Subscription tiersPayment gateway
Sender-driven scan-to-claim QR & USSD-push — pay without sharing account numbers. Built for taxis, buses, cafés: tiny amounts, enormous volume.
Per-transaction fee“The issue isn't adoption — people already have accounts. It's the inconvenience. We make paying & tracking a no-brainer.”
A whole country going digital, at once.
Two large, stacked markets: millions of bank-SMS users for the consumer app, and hundreds of thousands of high-traffic merchants for Business + payments.
Consumer TAM
Tens of millions already receive bank & wallet SMS — Telebirr alone has 51M+ users.
Business TAM
~320K Telebirr agents & ~310K merchants — plus every café, shop, pharmacy & taxi.
Tailwind
A national push to non-cash payments, with smartphone adoption rising fast.
Builders who live the problem.
We're the team behind detached.space. We shipped Totals to the Play Store ourselves — and we hit these money frictions every single day.
Yohannes
Full-stack engineer • built ticketing software serving 100K+ passengers daily.
Eyosias
Mobile & web dev with an Antler alumni project, and a booking system for the Ethiopian Premier League.
Abel
Automation engineer with 30+ business solutions that move the needle.
We're ready. This is the moment.
Why Antler
Why now
Why us
What we want from the residency.
Roadmap
- Now — consumer app live: multi-bank, budgets, shared, health.
- Next — Totals Business: mobile-first ERP for high-traffic merchants.
- Then — payment gateway: scan-to-claim QR + USSD-push, per-transaction revenue.
From fragmentation into clarity.
Totals is how people will see, share, and move their money — starting with the SMS already in every pocket.